All Healthcare Options

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​The Iowa Restaurant Association is part of a strategic alliance that provides affordable health care options for every size IRA member business—including small, midsize and large employers. 

Exclusive Pricing and Solutions from UnitedHealthcare

Members-only pricing and solutions from UnitedHealthcare for association members nationwide.

  • All supplier and hospitality members qualify for UnitedHealthcare’s legacy program with discounts available on medical, dental, and vision
  • Up to 5% savings on fully insured (51+ employees) medical, dental, and vision benefits.

Ask your broker for a quote or contact Leslie_Teague@UHG.com for more information

HealthiestYou by Teladoc 

HealthiestYou offers your employees the ability to safely seek health care from anywhere, any time of the day or night.

  • Unlimited mental health, general medical, dermatology, neck and back pain visits.
  • Employees meet virtually with a medical or mental health professional who can prescribe appropriate medications.
  • Eliminates the need to visit a crowded clinic, urgent care, or ER.
  • Virtual visits are offered though employers, who may choose to cost-share with their employees.

Members-only price is $9 per employee per month for unlimited virtual visits (includes entire household at no additional cost) with $0 copays and no other costs. To learn more click here. To watch a HealthiestYou App demo video, please click here.

To  enroll your team, please click here.

Individual + Family Health Insurance

 Your part-time and full-time team members can now access affordable personal health insurance. The Affordable Care Act/Exchange plans cover pre-existing conditions along with a list of essential health benefits. Through this program, your employees can:

  • Speak directly to licensed agents and receive quotes from multiple insurance companies.
  • Access any qualifying federal subsidies as part of the enrollment process.
  • Immediately enroll in medical, dental, vision, life, disability, and Medicare coverage programs.

Individual & family plans require no employer participation or contribution. Pass this along to any team members who are not eligible for employer-sponsored group health coverage.

1 This website is operated by HealthMarkets Insurance Agency, Inc. and is not the Health Insurance Marketplace® website. HealthMarkets Insurance Agency, Inc. is licensed as an insurance agency nationwide except in MA. Not all agents are licensed to sell all products. Services and product availability varies by state. Sales agents may be compensated based on a consumer’s enrollment in an insurance plan. No obligation to enroll. Agent cannot provide tax or legal advice. Contact your tax or legal professional to discuss details regarding your individual business circumstances. Our quoting tool is provided for your information only. All quotes are estimates and are not final until consumer is enrolled. Medicare has neither reviewed nor endorsed this information.

HealthMarkets Insurance Agency offers the opportunity to enroll in either Qualified Health Plans (QHP) or off-Marketplace coverage. Please visit HealthCare.gov for information on the benefits of enrolling in a QHP. Off-Marketplace coverage is not eligible for the cost savings offered for coverage through the Marketplaces.

 For more information, please call: 1-844-607-1352

Free Pharmacy Discount Program

This free pharmacy discount program helps employees save up to 80% (average savings of 47%) on all FDA-approved prescription medications.

  • Accepted at more than 64,000 pharmacies
  • Cards and coupons are pre-activated and easy to use; privacy is protected.
  • Administered through OptumRx®. This discount card program is not insurance.
  • Search for the best price and download a coupon or the card to access your discounts here.